Powered by Dominion Lending Centres and Caliber Mortgage Inc
Book NowWork With Us

— PRIVACY —

Privacy Policy

This section states de collection of use, retention, and disclosure of personal information, estrictly for your mortgage application purpose, that you need to be aware and agree.

Privacy & complianceUse & disclosureClient information handling
Privacy Policy
PrivacyYour information matters

How personal information may be collected, used, retained, and disclosed in accordance with policy and legal obligations.

Privacy Policy

This section states de collection of use, retention, and disclosure of personal information, estrictly for your mortgage application purpose, that you need to be aware and agree.

We may collect, receive, retain, use, and disclose personal information about you for the purposes of verifying your identity, assessing credit-worthiness, establishing credit limits, maintaining client relationships, presenting your mortgage application to lenders and insurers, and providing information about products or services related to your mortgage request.

We rely on the personal information provided to us as current and accurate, whether provided by you or by third parties. We may disclose your personal information to lenders, insurers, third-party service providers, parties involved in the securitization, assignment, or pledge of a loan or mortgage, and any other parties required to process, evaluate, or respond to your mortgage application.

I/We warrant and confirm that the information provided in the mortgage application is true and correct. I/We understand that this information is being used to determine my/our credit responsibility and to evaluate and respond to my/our request for mortgage financing.

I/We authorize you to obtain any information required for these purposes from other sources, including credit bureaus. Each source is hereby authorized to provide you with such information.

I/We understand, acknowledge, and agree that the information provided in the application form, as well as any other information obtained in relation to my/our credit history, may be disclosed to potential lenders, mortgage insurers, service providers required in relation to this application, and any other parties with whom I/We propose to have a financial relationship.

I/We further acknowledge and agree that each potential mortgage lender, mortgage insurer, or service provider to whom you provide the mortgage application and/or my/our personal information is permitted to receive such application and information, maintain records relating to me/us and my/our mortgage application, and hold, use, communicate, and disclose personal information about me/us.

This may include my/our Social Insurance Number (SIN), if provided, and personal information collected from me/us, from you, and from third parties, including credit bureaus, credit reporting and collection agencies, financial institutions, past and present employers, creditors, tenants, my/our spouse, or any other person who has information about me/us.

This information may be collected, used, disclosed, and retained for the purpose of recording, evaluating, and responding to my/our application for mortgage financing or related activities. I/We specifically consent to the release and disclosure of personal information by such persons to and among each potential mortgage lender, mortgage insurer, or other service provider.

You are aware that we may:

  1. Collect, use, retain, and disclose your personal information for the purposes outlined above. We and/or your mortgage broker or agent will not use or disclose the information for any other purpose other than those listed herein without first obtaining your consent. We may retain records of the collection, use, disclosure, and storage of your personal information for seven (7) years following the later of the date of your latest application, or the date on which the loans or mortgages arranged for you have expired or been terminated.
  2. Inquire about and receive your personal information from consumer reporting agencies, credit bureaus, real estate appraisers, your bank(s) or other financial institutions with whom you deal, your past mortgage brokers, your present and past employers, and other third parties who may have information about your financial status.
  3. Acknowledge that the approval or granting of any mortgage by a lender, as arranged through your mortgage request, is not to be construed or relied on as representing the value or condition of any underlying security, or as representing that you have the ability to repay the arranged mortgage debt.
  4. Send or receive commercial electronic messages and other forms of business information, communications, and marketing regarding products and services that may be of interest to you, where permitted by law.
  5. Acknowledge that your mortgage broker or agent may receive fees or incentives from a lender for arranging a mortgage or loan for you. Fees and incentives may include, but are not limited to, money, points, goods, or services. Fees and incentives may vary between lenders for similar products and may also depend on the amounts and types of mortgage products originated.
  6. Acknowledge that your mortgage broker or agent has not provided you with investment advice or services and has advised you of the need for independent financial and tax planning advice from a qualified professional.